Find Largo Property Records

Property records for Largo are held by the Pinellas County Property Appraiser and cover all parcels within the city, including ownership details, assessed and taxable values, legal descriptions, exemption status, building data, and sales history. Largo is the second-largest city in Pinellas County by population, and all its parcel data runs through the county's centralized system. This page explains how to search those records, what they include, how the homestead exemption works for Largo residents, and where to find recorded documents like deeds and liens through the county clerk.

How Largo Property Records Are Managed

The Pinellas County Property Appraiser, led by Mike Twitty, handles all property assessment records for Largo. The main office is at 315 Court Street, 2nd Floor, Clearwater FL 33756, phone (727) 464-3207. The general email contact is hx@pcpao.gov. The full office website is at pcpao.gov.

The PA's role is to assess property values and process exemption applications. It does not issue tax bills or collect taxes. The Pinellas County Tax Collector handles billing and payments. If you have a question about your tax bill amount, payment due date, or payment options, contact the Tax Collector. If you have a question about how your property was assessed or whether an exemption is correct, contact the PA.

Each Largo parcel has a unique parcel number assigned by the county. This number is used throughout all county systems and is the fastest way to look up a record in the PA database. You can find the parcel number on a tax bill, deed, or prior search result. Having it on hand before you call or visit the office saves time.

The Pinellas County Property Appraiser's homepage gives you free access to all Largo parcel records by address, owner name, or parcel number.

Start your Largo property search at pcpao.gov to find current ownership, values, and exemption status for any parcel in the city.

Search Largo Property Records Online

The Pinellas County PA online system lets you search by owner name, property address, or parcel number. Name and address searches return a list of matching parcels. Clicking any result opens the full parcel detail page, which shows all current data in one view. For the most direct lookup, use the parcel number if you have it.

Each record shows the current owner and mailing address, legal description, lot size, year built, building square footage, construction type, assessed value, taxable value, exemptions in place, and sales history. Sales history shows each recorded transaction with the date, price, and instrument type. A low recorded price (like $10 or $100) usually indicates a family transfer or gift rather than a market sale.

The online system also shows the breakdown of taxing authority millage rates for the parcel. Largo properties may be subject to levies from Pinellas County, the City of Largo, the school board, and any applicable special districts. Each levy is applied to the taxable value, and the total of all levies equals the annual tax bill. Seeing this breakdown is useful when evaluating how property taxes compare across different parts of the county.

All searches are free and require no account. The system operates around the clock. For bulk data or formal records requests, contact the PA's office at (727) 464-3207 or email hx@pcpao.gov to ask about available data formats and any applicable fees.

What Largo Property Records Include

Largo property records held by the Pinellas County PA include all standard parcel data. Ownership records list the current titleholder, their mailing address, and the acquisition date. When a deed is recorded with the Pinellas County Clerk of Circuit Court, the PA updates the parcel record to reflect the new owner. There is typically a short lag between recording and the PA update.

Value data shows the just value (market value), the assessed value (which may be capped under Save Our Homes for homestead properties), and the taxable value after exemptions are applied. The assessed value and taxable value appear on your annual TRIM notice. The just value is what the PA would set as the assessment without any caps or exemptions.

Building characteristics include the property type, year built, living area, number of units, and construction quality rating. Pinellas County has a range of property types in Largo, from older single-family homes to condominiums to commercial buildings. Older properties may have some characteristics that are not perfectly current if renovations happened without permits, but the record still provides a solid baseline.

Exemptions listed in the record show all active tax relief programs on the parcel. Common exemptions in Largo include homestead, senior low-income, disability, widow and widower, and veteran exemptions. Each one reduces the taxable value by the amount allowed under the applicable Florida statute. The PA reviews exemptions annually and removes any that no longer qualify.

Homestead Exemption for Largo Residents

Florida's homestead exemption reduces the assessed value of a primary residence in Largo by up to $50,000. The first $25,000 applies to all tax levies. The second $25,000 applies to non-school levies only. Both together can produce real annual savings on a Pinellas County tax bill. Many Largo homeowners also qualify for additional exemptions that stack on top of the standard homestead amount.

To get the exemption, you must own the home and use it as your permanent primary residence as of January 1. You need a Florida driver's license or ID with your Largo address, or other qualifying documentation, to support the application. You cannot hold a primary residence exemption in two states at once. If you previously claimed a homestead exemption in another state, you must have that exemption removed before filing in Florida.

The filing deadline is March 1. Applications submitted after March 1 are not effective until the next tax year. You can apply online at the pcpao.gov website, by mail, or in person at the Clearwater office. The PA will confirm receipt of your application and notify you if there are any issues or missing documents.

Once in place, the Save Our Homes cap prevents your assessed value from rising more than 3% per year, regardless of how much market values go up. Largo has seen steady growth in property values, so long-term homestead holders may have assessed values significantly below market. When you sell, the value resets for the new owner if they do not claim homestead.

Portability allows you to take the accumulated Save Our Homes benefit to a new Florida homestead. You have up to three years from the date you gave up the prior homestead to use portability on a new one. File the portability application along with your new homestead application at the PA office serving the county where your new property is located.

The Pinellas County Property Appraiser's exemption status page lets Largo homeowners check whether their homestead exemption is currently active and correctly applied.

Check your current exemption status at pcpao.gov/homestead_exemption_status to confirm your Largo homestead is properly on file.

City of Largo Government Resources

The City of Largo's main office is at 201 Highland Avenue, Largo FL 33770, phone 727-587-6700. The city website is at largo.com. The city handles local zoning, code enforcement, and public records requests for city-level documents. Zoning maps and land use approvals are available through the city's planning department.

The Building Division manages permits, inspections, and certificates of occupancy for properties within city limits. Reach them at 727-587-6800 or online at largo.com/building-division. Permit records are public. You can search online to find what permits have been pulled on a property, what inspections were done, and whether each permit was properly closed. This is a useful check when buying property or evaluating recent work on a home.

Official Records at the County Clerk

Deeds, mortgages, liens, and all other recorded documents for Largo properties are filed with the Pinellas County Clerk of Circuit Court, not with the Property Appraiser. Under Chapter 28 of the Florida Statutes, the Clerk is the legal custodian of the county's official records. Each PA parcel record shows the Book and Page reference for the most recent recorded deed. Use that reference to find the full document at the Clerk's office.

The Pinellas Clerk's online system lets you search recorded documents by name or Book and Page number. Searches are free. Viewing documents online is often free or low cost. Certified paper copies carry a per-page fee. Common documents include warranty deeds, quitclaim deeds, satisfactions of mortgage, judgment liens, and lis pendens filings.

Florida's Public Records Law, Chapter 119, guarantees public access to these instruments. The law applies to records held by both the PA and the Clerk. You do not need to state a reason to access property records. Most requests can be completed entirely online without going to a government office in person.

TRIM Notice and Property Tax Calendar

The Pinellas County Property Appraiser sends TRIM notices to all Largo property owners in August. The TRIM notice shows the proposed assessed and taxable values, the millage rates from each taxing authority, and an estimate of the tax bill. It is not a bill. You have 25 days from the mailing date to file a petition with the Value Adjustment Board if you think the value is wrong.

Filing a VAB petition is free. You can do it yourself or hire a tax agent or attorney. The VAB schedules a hearing, reviews your evidence, and issues a decision. If the ruling lowers your value, the final November tax bill reflects the corrected amount. If you pay the bill before the ruling and then win a reduction, you get a refund.

Tax bills go out in November. Florida's early payment discounts run from November through February: 4%, 3%, 2%, and 1% respectively. The full bill is due by March 31. After that date, taxes are delinquent and the county can issue tax certificates. Most Largo homeowners pay in November or December to take advantage of the discount.

The assessment cycle is governed by Chapter 192 and Chapter 193 of the Florida Statutes. These laws set the rules for how properties are valued, what exemptions are available, and the timeline from January 1 assessment through March 31 payment deadline. Understanding this cycle helps you track your records and stay current with all required deadlines.

Nearby Cities

Largo sits in central Pinellas County near several other large cities with property record pages.