Palm Bay Property Records

Property records for Palm Bay are maintained by the Brevard County Property Appraiser's Office (BCPAO), which holds ownership information, assessed and taxable values, legal descriptions, exemptions, and sales history for all parcels within the city. Palm Bay is the largest city in Brevard County by population and covers a substantial land area on the south side of the county along the Indian River. The city has a large number of residential parcels, many in planned subdivisions, along with commercial properties and vacant lots. This page explains how to search Palm Bay property records, what data the BCPAO provides, and where to find building and zoning records through the city.

Brevard County Property Appraiser

The Brevard County Property Appraiser's Office (BCPAO) is the primary source for Palm Bay property records. The main office is at 400 S Street, Titusville FL 32780, phone 321-264-6700. The full website is at bcpao.us.

The BCPAO provides accurate valuations of property located within Brevard County and makes every effort to produce and publish the most current and accurate information possible. The office maintains records for all taxable parcels in the county, including the large number of parcels in Palm Bay's sprawling residential areas.

The Brevard County Property Appraiser's website is the starting point for all Palm Bay property record searches.

Visit bcpao.us to access property data for any Palm Bay parcel.

How to Search Palm Bay Property Records Online

The BCPAO provides a property search tool at bcpao.us/PropertySearch. By clicking on the "Property Research" button on the left side of the Property Appraiser's website, you can search property records by owner name, legal description, tax account number, and property address.

The BCPAO property search page lets you look up any Palm Bay parcel using several search methods.

Search Palm Bay properties at bcpao.us/PropertySearch by address, owner name, or tax account number.

Once the property is found, the information listed includes: Parcel ID, Property Address, Tax Account Number, Owner Information, Legal Description, Value Summary, Information on Land, Sales, Extra Features, and Taxes for the property. This is a solid set of data for most research purposes, whether you are checking your own parcel or researching a property you may buy.

The search is free and does not require an account. Results typically include current ownership, mailing address, assessed value, taxable value, building data, and all prior sales on record.

Homestead Exemption and Assessment Rules

Palm Bay homeowners who use their property as a primary residence may apply for Florida's homestead exemption. The exemption reduces assessed value by up to $50,000. The first $25,000 covers all taxing levies; the second $25,000 applies to non-school levies only.

Apply before March 1 of the year you want the exemption. Late applications take effect in the following year. Contact the BCPAO for exemption applications, forms, and eligibility requirements. Phone is 321-264-6700 and the website is bcpao.us.

Florida's Save Our Homes provision caps annual increases in a homestead property's assessed value at 3% or the Consumer Price Index rate, whichever is lower. Palm Bay has seen steady residential growth and rising home values, so long-time homeowners can see a meaningful difference between their assessed value and their market value. When a homestead property sells, the cap resets to market value for the incoming owner.

Other available exemptions in Brevard County include senior, disability, veteran, widow and widower, and first responder categories. Contact the BCPAO for specific eligibility rules and required documentation.

City of Palm Bay Building Department

The City of Palm Bay Building Department handles permits, inspections, contractor licensing, and code enforcement for properties within city limits. Phone is 321-952-3400. Online information is at palmbayflorida.org/building-department.

Building permits are public records. For any Palm Bay property you are researching, a permit history search tells you whether work has been done with proper permits and inspections. Palm Bay has a large number of residential properties, some of which were built in earlier decades when standards and permit requirements were different. Checking current permit status is important before purchasing.

Code enforcement records are also available. Open violations on a property can become the new owner's problem after closing, so it is worth checking these before you buy. The building department can tell you what is on file for any property within city limits.

For general city services and information, the City of Palm Bay main office is at 120 Malabar Road SE, Palm Bay FL 32907, phone 321-952-3413. The city website is at palmbayflorida.org.

Florida Statutes and Property Record Access

Florida's property assessment system is governed by Chapter 192, which sets general property tax rules, and Chapter 193, which governs how county property appraisers value real and personal property each year. These statutes define what is taxable, how assessments must be conducted, and what records must be kept.

Public access to property records is protected under Chapter 119, Florida's Public Records Law. Under this law, assessment and ownership records are open to any member of the public. Deeds, mortgages, and other recorded instruments are filed with the Brevard County Clerk of Courts. Fees for certified copies of those documents are set under Chapter 28 of the Florida Statutes.

Nearby Cities

Palm Bay is in southern Brevard County. Melbourne is the closest qualifying city with a property records page.