Search Indian River County Property Records

Indian River County property records are maintained by the county property appraiser and the clerk of court, giving residents, buyers, and researchers a clear path to ownership data, assessed values, exemption status, and deed history for real estate throughout this Treasure Coast county. Whether you are searching for a home in Vero Beach, reviewing a beachside condo, checking a citrus grove parcel in the western part of the county, or tracing the history of any parcel along the Indian River Lagoon, these records are public under Florida law and available to anyone.

Indian River County Property Appraiser

The Indian River County Property Appraiser office is at 1801 27th Street, Vero Beach, FL 32960. You can reach the office at 772-567-8000. The website is ircpa.org, where you can access the online property search tool, exemption applications, and contact information. The office is responsible for valuing all real and tangible personal property in Indian River County each year and maintaining the tax roll in compliance with state law.

The office operates under Florida Statutes Chapter 193, which sets the framework for property assessment across all 67 Florida counties. Indian River County sits along Florida's Treasure Coast, with a significant amount of barrier island and waterfront property, active citrus farmland to the west, and a diverse mix of residential communities ranging from coastal communities to inland rural areas. The appraiser handles all of this across a single countywide database.

The IRCPA website is the starting point for online property record searches in Indian River County.

The homepage links to the property search portal, exemption information, and office contact details for the Vero Beach location.

How to Search Indian River County Property Records

The online search portal at ircpa.org lets you look up any parcel using the owner's name, the property address, or the parcel identification number. Results include the legal description, current owner, just and assessed values, exemption status, and a sales history with deed book and page references. The system is updated as new transactions, assessment changes, and exemption filings are processed throughout the year.

In-person searches are available at the 27th Street office in Vero Beach during regular office hours. Staff can assist with lookups that are harder to do online, including searches for older records, properties with complex legal descriptions, or parcels where the online information is unclear. Bring whatever you know: a property address, a prior owner's name, or a parcel number is enough to get started.

Recorded instruments such as deeds, mortgages, liens, and satisfactions are maintained by the Indian River County Clerk of the Circuit Court, not the property appraiser. The clerk keeps those records under Florida Statutes Chapter 28. The appraiser's data and the clerk's official records cross-reference through parcel numbers and legal descriptions. Note: For waterfront and barrier island properties in Indian River County, it is particularly important to check both sets of records because easements, riparian rights, and tidal boundary questions sometimes appear only in the clerk's recorded instruments and not in the appraiser's database.

What Indian River County Property Records Show

A full property record from the Indian River County Property Appraiser includes the owner's name and mailing address, the physical property location, the parcel identification number, and the legal description taken from the recorded deed. The value section breaks the record into just value (market value), assessed value after applicable caps, and taxable value after all exemptions are applied. For citrus and agricultural parcels in the western part of the county, agricultural classification values may appear separately and can differ substantially from market value.

Sales history is part of every record. Prior sales are listed with dates, prices, and deed references, giving buyers and researchers a way to trace price trends for any parcel. Florida Statutes Chapter 192 requires all property in the state to be placed on the tax roll, so every parcel in Indian River County has an official record in the database. Building data shows square footage, year built, construction type, and condition. Coastal and waterfront properties may include dock or seawall information as extra features with their own values.

Land data shows lot size, zoning designation, and land use code. For barrier island properties, flood zone designations sometimes appear in the appraiser's records and are always worth checking before buying near water.

Homestead Exemption in Indian River County

The Florida homestead exemption reduces the taxable value of a primary residence by up to $50,000. The first $25,000 applies to all taxing authorities levying against the property. The second $25,000 applies only to non-school millage and covers assessed values between $50,000 and $75,000. You must own the property, live there as your permanent Florida residence, and file an application with the Indian River County Property Appraiser by March 1 of the year you want the exemption to take effect.

Once homestead is established, the Save Our Homes cap under Florida Statutes Section 193.155 limits how much the assessed value can rise each year. The maximum increase is 3% or the prior year's inflation rate, whichever is smaller. In Indian River County, coastal properties and Vero Beach area homes have seen considerable price appreciation, making this cap valuable for long-term homeowners. When you sell your homestead and buy a new home in Florida, you may be able to transfer part of the accumulated savings through portability.

Additional exemptions are available for veterans with service-connected disabilities, their surviving spouses, seniors who meet household income limits, widows and widowers, and people with total and permanent disabilities. Contact the property appraiser's office for the full list of available exemptions and the documents required for each application. Note: Each exemption type has its own eligibility rules and some require annual renewal, so check with the office if your situation changes.

Property Tax Process in Indian River County

The tax cycle starts each August when the Indian River County Property Appraiser mails a Truth in Millage (TRIM) notice to every property owner. The TRIM notice is not a bill. It shows the proposed assessed value, the exemptions on file, and the proposed millage rates from the county, municipalities, school board, and any special taxing districts that apply to your parcel. Dates for public budget hearings are also printed on the notice so you can attend and comment on proposed rate changes.

If you believe the proposed value is too high, contact the property appraiser's office first. An informal review can resolve many disputes without a formal hearing. If the office does not agree to a change, you can file a petition with the Value Adjustment Board before the deadline on the TRIM notice. The VAB is an independent panel that can order a value reduction if the evidence supports it.

Tax bills are mailed in November. Early payment earns discounts: 4% in November, 3% in December, 2% in January, and 1% in February. The full amount is due by March 31. The Indian River County Tax Collector handles all billing and payments separately from the property appraiser's office. The Florida Department of Revenue's taxpayer resource page at floridarevenue.com/property/Pages/Taxpayers.aspx provides general guidance on the TRIM process, exemptions, and appeals that apply throughout the state.

Official Records at the Indian River County Clerk

Deeds, mortgages, liens, and other instruments that affect title to real property in Indian River County are recorded and maintained by the Clerk of the Circuit Court. Recording a document with the clerk makes it part of the permanent public record and gives constructive notice of its contents to anyone who later searches the index. Florida's public records law, Chapter 119, makes nearly all of these instruments available to the public at no charge to view, with fees applying only for certified copies.

Before buying real estate in Indian River County, reviewing the clerk's official records alongside the appraiser's database gives you the most complete view of a property's title history and any existing encumbrances. The clerk's records may show judgment liens, lis pendens filings, or recorded easements that do not appear in the appraiser's valuation records but that directly affect what you are buying. Certified copies carry a per-page fee set by Florida statute. The clerk's office is the place to go if you need a copy of a recorded deed for any property you own or are purchasing.

Nearby Counties

Indian River County sits on Florida's Treasure Coast and borders several other counties, each with its own property appraiser and clerk of court records.